The strongest survives – this is an old rule of all times. And there is no chance for seniors if they can’t stand the difficulties of life. Today we have out bursting situation with elder internet users, all of them are past or potential scam and fraud victims. According to statistics of a year 2012, people of age above 60 are 53% of all ones who ever tried internet. And in average almost twice they suffered from deceiver. We offer you to observe top 10 scam and fraud schemes that works with adults and fresh internet users.
1. Home scams
Declining equities in value, economic difficulties and early retirements forced many seniors to reconsider their way of life and to try additional incomes. Part-time job, working at home, home marketing and etc are frequent choice of the last. Anything they can reveal them from pause. Working at home – was the first step for searching scams in the world. In particular: seniors can do online job physically non-hard, like filling special forms or data, selling things and products, checking apps, working with surveys and etc. As a result, they waste their time and do not correspond to the money expected. What is more, swindlers used to extract retirement money from people as well as their personal data.
Brief Advice: home scams should be avoided by careful job search, investigating the company beforehand and not to be in a hurry with taking a decision to work with them.
2. Dating scams
According to U.S. Census there are 58% of unmarried women who are over 60-65, as for single seniors – about 11.3 million. Those who are interested in business are aware of these data and created more and more dating websites for seniors, they can be legitimate as well as fake. We’ve detected 3 types of dangerous sites:
- unprincipled members who used to take financial advantages of seniors in need, single and lonely
- free dating sites for seniors promoted like free but charge small monthly fee that indicated only mouse print
- dating sites that rob personal data of seniors
Brief Advice: before sign up verify all the information about unfamiliar names, sites, do not send any sum of money to someone you’ve never meet in real life, try to find family roots for each new contact you communicate with.
3. Sweepstakes and lottery
Direct and smart advertisement give a constant outburst of promised wealth. You’ll get the 100% price if you enter this or choose that. Usually, people are lured taking into account their fixed income. Here we face with harmless lottery and sweepstakes, who send regular spam you your mailbox with bright letters and sophisticated prices, and devastative – harmless from the first sight but deeply infiltrate and steal personal info for further commercial profit.
Brief Advice: never share personal information even if it is strictly required by such “reputable” sites or regardless the richest award they promise.
4. Phishing updated scams
Underhanded purposes cause sophisticated actions by deceivers to fish for personal data of their victims. Such process is called “phishing”. Today it is spread widely among most powerful internet fraud and scam. As a rule, it may happen via website, phone, email. The main aim is to get credit card info, social security numbers, billing or any personal info that can be useful for financial operation swindlers may proceed. Standard hook is a performance a drama story in a simple email from a real man of importance (Prince from Nigeria or whoever), a masquerade attack, with a request to deposit great sum of money to your personal account for making further money transfer (he is really embarrassed with complex banking system). You majic help will be awarded of course, but instead your billing information would be easily stolen for black market. As a result, scammers use it for fraudulent purchases of course.
Brief Advice: be aware while clicking the links in each new email you receive, especially from a person you’ve never known, pay attention to what you doubt for, verify all information about person, identify the importance of a person who sends you such requests, his phone numbers, contacts. Proceed calls and check and report to police in case of suspicious data and spoofing.
5. Fake online pharmacies
Bogus pharmacies are the next level of online fraud. Sale with and without prescription can be really expensive for seniors, they used to find the proper price on the internet. We can meet a lot of legitimate pharmacies online as well as multiple fraud ones. Third’s world countries experience low economic level that pushes them for various online fraud such as online rogue pharmacies selling their products online. The legislative power is rather weak to control online fraud and to fix infringement. Be cautious: otherwise, you are able to purchase expired medication, wrong treatment purposes, products with other contain. Except losing your money you have a risk of contamination, hard diseases or death.
Brief Advices: proceed a research of names, address and reputation of companies before trying to make an order, ask your medical representative for any recommendations.
6. Social network scams (FB)
According to the data of 2012, Facebook has about 30% of seniors, so today this amount increased as soon as other adults become seniors. They spend their evenings communicating with family members, friends, any useful articles reading and societies entering. Sure Facebook tries to defend this system from scam and fraud but still not protected. Seniors may be potential scam victims there as well as FB platform is compatible with viruses phishing scams. More information you can read on Facebook.com.
Brief Advice: never follow suspicious links and even those that you receive from unknown persons or societies, besides trusted people can also make sudden posts on their walls, verify them, ask Facebook help center for further advice if you have doubts regarding dangerous situations.
7. Loans and credits
High-cost loans threat seniors to have more dangerous circumstances than emergencies they may suffer. Financial problems can cause a big stress for adult people, and the elder you are, the higher is the issue. Monthly fee for money lending take people into chain of high payments. The situation reverses into mortgages finally. Celebrity endorsement is another scheme of luring people into system of lending, members seek new members. Of course, the case is about high-cost payments.
Brief Advices: estate planning is better decision, ask your attorney or agency of aging for further instructions.
8. False anti-aging products
Instant search of geriatric medications or products push adults into hands of swindlers who sell Imitations and phony anti-aging products, make online false representations and etc. Perfect advertisement makes good results, it lures people to believe in miracle and to be against the nature. Vigorously they make purchases to extend their youth however face with snake oils everywhere.
Brief Advice: sure digital era does not stop its development and who knows probably soon we will be able to know the secret except plastic surgery and rejuvenating pills and injections. But beforehand ask your doctor about medications you aimed to purchase.
9. Reducing aids scams
Weight loss scams diet pills. Sometimes people get crazy about their wish to stay fit forever due to the age changes, however mostly they never provide the general investigation of the body. They agree to accept each diet pills or reducing aids programs that appear to be scams of course. As a result, seniors do a big harm to their health with unknown and undeveloped medications. Almost all of them are really dangerous. But scammers used to play on strong will of potential customers.
Brief Advice: Remember, you should always consult your doctor about different reducing ways, avoid bright advertisement, investigate and make lots of researches about each company that promises you slim fit and good health in several months. Be cautious even with “organic” and “natural” signs.
10. Fake government websites
We always smile when we speak about if we can trust the government. But we by any means want to trust the sites if they perform a government structure. Very often seniors take the sites scammers who impersonate ones from the legitimate system (government services offices that solve issues with visa, passport, certificates of birth or retirement and etc.) or grants.
Brief Advice: remember government domain must be “.gov” (never – .com, .org.), make careful research, check address and phone numbers – you may call to confirm, call official government offices to get the real information.
We will appreciate if you share this article with your parents, friends and seniors whom you know. If you met another way of scams that target seniors, let us know please to make proper updates. Do not forget to report to police. Each information is useful and will save someone’s reputation and savings.
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